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HDFC Bank Personal Loan
HDFC Bank is one of the most popular private sector banks in the country, known for its professional banking and financial services. HDFC Bank is a market leader in personal loans as it offers a triple advantage to all loan applicants. Minimal documentation, quick loan approval and assured transparency makes HDFC bank the preferred choice of thousands of satisfied loan borrowers
HDFC Bank Personal Loan is one of the most convenient ways to meet your Immediate Financial Needs if planned well. It is generally an unsecured loan, meaning you do not need to provide any assets as security to avail the loan. HDFC Personal Loans are great when it comes to dealing with life’s financial challenges. There are a number of times when you need quick money for a number of reasons, it could be a medical emergency, or an urgent housing renovation, a foreign holiday, a family wedding or any other such thing. Getting HDFC Bank Personal Loan not only helps you get by, quick repayment of it improves your credit score thus enabling you to take bigger help next time, in case the need arrives.
Eligibility for HDFC Bank Personal Loan
| Eligibility Criteria | Salaried |
| Age | 23 - 58 |
| Loan Amount | Rs. 1 Lacs to Rs.1 Crore |
| Tenure | 12 - 72 Months |
| Rate of Interest / APR [Annual Percentage Rate] | 10.25% for New Loan & Balance Transfer |
| Processing Fees | Min. Rs. 999/- to Max. Rs. 4719/- |
| Special | Nil Foreclosure above 10 Lacs; Disbursement in 12 Hrs |
| Documentation | Address / Identity / Income Proof |
| Eligibility | Can Avail 30 Times of Net Salary* Spouse Income can be Clubbed* |
HDFC Bank Personal Loan Balance Transfer
Personal loan balance transfer is a process by which a borrower transfers an outstanding principal of a personal loan from one lender to HDFC Bank. Borrower can avail facilities like Lower Rate of Interest means Lower EMI, Longer Repayment Tenure, Avail Additional Features, Top-up Loan Facility & Better Services.
| Net Salary | Rate of Interest |
| Greater Than 50,000 (Govt. Employees) - | 10.25% |
| Greater Than 50,000 (Non. Govt. Employees) - | 10.40% |
| Greater Than 35,000 - | 10.99% |
| Less Than 35,000 - | 12.49% |
How our Loan Experts can help you meet your Personal Loan requirements.
Experienced Loan Advisor
Free Door step Service
End to End services
Transparency & Safety
Referral Program
Free Door step Service
End to End services
Transparency & Safety
Referral Program
Mentation Required for Salaried Individuals
Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License
Address proof: Ration card/passport/telephone/rental agreement/electricity bill
3 months salary slips/certificates
2 years’ Form 16 (TDS certificate)/ Income Tax Return
12 Months bank statement of your salary account
1 Passport Size Recent Photographs
General Information
• Loan Amount: Rs. 1 Lac to 1 Crore
• Rate of Interest (APR)*: 10.25% to 12.49%
• Repayment Tenor: 12 Months to 72 Months
• Processing Fees: Min Rs. 999/- + GST to Max. Rs. 4719/-
• Prepayment/ Foreclosure: Nil (After 12 months*) or 1% - 4% (Before 12 months)
Illustration: Rs. 1 Lac Loan on @ 10.25% with processing fees for 72 Months comes to Rs. 1,34,296/- Equated Monthly Instalment shall be: Rs. 1865/- only.
* APR - Annual Percentage Rate
• Rate of Interest (APR)*: 10.25% to 12.49%
• Repayment Tenor: 12 Months to 72 Months
• Processing Fees: Min Rs. 999/- + GST to Max. Rs. 4719/-
• Prepayment/ Foreclosure: Nil (After 12 months*) or 1% - 4% (Before 12 months)
Illustration: Rs. 1 Lac Loan on @ 10.25% with processing fees for 72 Months comes to Rs. 1,34,296/- Equated Monthly Instalment shall be: Rs. 1865/- only.
* APR - Annual Percentage Rate
www.personal-loan.co.in Disclaimers
CRM Loanmoney Services Private Limited is an Authorised Sales Channel Partner of multiple Banks & NBFCs including HDFC Bank. CRM Loanmoney Services Private Limited facilitates the Personal Loan & its process from multiple Banks & NBFCs including HDFC Bank through LoanMoneyIndia brand. LoanMoneyIndia helps you to embark on your dream at the right time with many Personal Loan opportunities available at multiple Banks & NBFCs including HDFC Bank. Website visitor is advised to read below points carefully.
• www.personal-loan.co.in is not an official website of HDFC Bank. This website has been developed and maintained by LoanMoneyIndia for Marketing Purpose only. We suggest that visitor can be visit the official site of HDFC Bank www.hdfcbank.com for any information & clarification.
• We are using this site for Internet Marketing purpose only. We only facilitate HDFC Bank Personal Loan to the customer who enquires about getting loan through HDFC Bank.
• We do not provide our own funds or borrowed funds. The funds are of multiple Banks & NBFCs, therefore all terms and conditions are determined by Banks & NBFCs.
• The rate, eligibility criteria, documentation, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up to date, but we can't guarantee the accuracy of data provided in this site www.personal-loan.co.in Visitor are advised again to visit the official site of HDFC Bank www.hdfcbank.com
• The information contained herein is provided as a public service with the understanding that www.personal-loan.co.in makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. www.personal-loan.co.in does not warrant that the use of this information is free of any claims of copyright infringement.
• The information and materials contained in these webpages of www.personal-loan.co.in and the terms, conditions, and descriptions that appear on www.personal-loan.co.in are subject to change. Not all products and services are available in all geographic areas. Your eligibility for products and services is subject to final LoanMoneyIndia determination and acceptance.
• You are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns or other promotional material that LoanMoneyIndia or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
• You hereby agree that LoanMoneyIndia may contact you either electronically or through phone, to understand your interest in the selected products or Services and to fulfil your demand or complete your application.
• Further you also expressly agree and authorize LoanMoneyIndia and its partners, service providers, vendors and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
• You specifically understand and agree that by using the Website www.personal-loan.co.in, you authorize LoanMoneyIndia, its affiliates, partners and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by LoanMoneyIndia or such third parties.
• You agree and consent to receive communications relating to all the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.
• www.personal-loan.co.in is not an official website of HDFC Bank. This website has been developed and maintained by LoanMoneyIndia for Marketing Purpose only. We suggest that visitor can be visit the official site of HDFC Bank www.hdfcbank.com for any information & clarification.
• We are using this site for Internet Marketing purpose only. We only facilitate HDFC Bank Personal Loan to the customer who enquires about getting loan through HDFC Bank.
• We do not provide our own funds or borrowed funds. The funds are of multiple Banks & NBFCs, therefore all terms and conditions are determined by Banks & NBFCs.
• The rate, eligibility criteria, documentation, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up to date, but we can't guarantee the accuracy of data provided in this site www.personal-loan.co.in Visitor are advised again to visit the official site of HDFC Bank www.hdfcbank.com
• The information contained herein is provided as a public service with the understanding that www.personal-loan.co.in makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. www.personal-loan.co.in does not warrant that the use of this information is free of any claims of copyright infringement.
• The information and materials contained in these webpages of www.personal-loan.co.in and the terms, conditions, and descriptions that appear on www.personal-loan.co.in are subject to change. Not all products and services are available in all geographic areas. Your eligibility for products and services is subject to final LoanMoneyIndia determination and acceptance.
• You are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns or other promotional material that LoanMoneyIndia or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
• You hereby agree that LoanMoneyIndia may contact you either electronically or through phone, to understand your interest in the selected products or Services and to fulfil your demand or complete your application.
• Further you also expressly agree and authorize LoanMoneyIndia and its partners, service providers, vendors and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), WhatsApp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
• You specifically understand and agree that by using the Website www.personal-loan.co.in, you authorize LoanMoneyIndia, its affiliates, partners and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by LoanMoneyIndia or such third parties.
• You agree and consent to receive communications relating to all the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.
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